Average combined ratio for US P&C industry was 97% for H1: AM Best
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Average combined ratio for US P&C industry was 97% for H1: AM Best

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The average H1 combined ratio for US P&C insurers improved by 2.9 points from the prior year to 96.9%, according to the latest financial results report by AM Best.

This is largely due to better-than-feared cat losses and an increase in net earned premiums.

AM Best estimated that cat losses accounted for 5.8

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