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HCI seeing benefits from Florida legal reform as LR improves to 33.6%: CFO Harmsworth

HCI group logo florida reform with patel and harmsworth.jpg
Paresh Patel (L) and James Harmsworth (R)

HCI CFO James Harmsworth said that the carrier is already seeing the benefits of legal reform in Florida in the form of fewer lawsuits and declining claims frequency, leading HCI to reduce its consolidated loss ratio to 33% in Q1 from 40% a year ago.