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Forecasts for “near-normal” activity may mean the chance at a reprieve for the Florida market, but a history of underestimates warrants caution.
Continuing rises in loss frequency and severity plus a difficult regulatory framework make the situation in California highly challenging for carriers.
Recently released statutory data shows the US P&C industry loss ratio touching the 65% mark, the highest level in two decades.
The recent deal is accretive at 18% and will allow RenRe to take further advantage of the hard market.
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The bills place additional requirements on insurers in the state and expand consumer protections.
Maritzen joins Everest after less than six months as head of underwriting for Berkshire Hathaway’s property program business.
Some cedants paid more than 40% increases depending on Florida concentration and Hurricane Ian losses.
Even clean accounts in the admitted space are seeing rate increases of 15% year on year, while loss-hit accounts in Florida were slapped with a 100% rate increase for June 1.
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Levered brokers: Boom Times give way to The Squeeze

Increased cost of capital is cooling tuck-in M&A, encouraging a pivot to organic growth and forcing greater creativity around financing.
The company is raising a sidecar through JP Morgan for additional capacity from outside investors.
The US retailer’s acquisition of the UK MGA and broking group will be mutually beneficial, according to executives.
The fac-focused reinsurance unit expects to expand into treaty over the next year and attract additional talent to boost its operations.
Mark Cloutier set out Aspen’s plans for top-line 2023 growth in the range of 10%, and a continued strategy of pursuing rate rather than exposure growth in property cat.
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